mod_userdir:
A feature of Apache that lets visitors view websites on your server by typing your hostname followed by a tilde and the website owner’s username.
Example: http://host.mywebsite.com/~username
Disabling this via the WHM Security Center is desirable, as the bandwidth used when the site is accessed using this method is attributed to the web host’s main domain, skipping bandwidth monitoring systems.
Reference:
Information on mod_userdir, you should visit http://httpd.apache.org/docs/2.0/mod/mod_userdir.html
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